ABOUT THE AUTHOR
Hi, I'm Tyrone Nicol.
Engineer. Entrepreneur. Author.
My name is Tihirou Nicol, although I am also known as Tyrone Nicol. I was born in Freetown, Sierra Leone, and my journey has taken me from civil engineering and road construction to property investment, entrepreneurship, and writing about personal finance.
Throughout those experiences, one lesson has remained constant: lasting progress rarely happens by accident. It requires planning, discipline and a system that works.
From Engineering to Entrepreneurship
My educational journey began in Freetown, where I attended the Methodist Boys High School before pursuing Civil Engineering at Fourah Bay College. I subsequently earned a Bachelor's and Master's degrees in Civil Engineering.

My professional career included working with Kier Construction in the United Kingdom, where I developed a deeper appreciation for planning, structure, precision, and practical problem-solving. Later, I ventured into entrepreneurship, establishing property-related business interests in London and extending my activities to the United States.
Why I Created The Millennial Debt Escape Plan
Over the years, I became increasingly interested in why so many hardworking people continue to struggle financially, even when their income improves.
My engineering background encouraged me to approach the problem through systems. Just as a building needs a sound foundation, managing money requires an understanding of the underlying problems, a clear plan and consistent action.
That thinking inspired The Millennial Debt Escape Plan: a practical approach to understanding debt, controlling cash flow, developing repayment strategies and building financial stability.
Beyond Engineering and Finance
Soccer has been a lifelong passion, from my school days in Freetown to my support for East End Lions and Liverpool Football Club. The game has taught me valuable lessons about teamwork, perseverance and long-term commitment.
My Mission
My mission is to make practical financial education clearer, more accessible, and easier to put into action. Through my book, debt payoff calculator, payday planner, and educational videos, I hope to help people replace financial confusion with greater clarity, confidence, and control.
I don't promise overnight wealth or instant freedom from debt. I believe in practical steps, realistic planning, and steady progress.
Our Vision
Our vision is to make The Millennial Debt Escape Plan a trusted source of practical financial education, helping everyday people build greater clarity, confidence, and control over their money.
As we grow, we aim to expand beyond books and calculators into additional planning tools, structured educational courses, and resources that support informed financial decisions.
A Stronger Future Begins with a Better Foundation
Whether constructing a building, developing a business or rebuilding your financial life, the principle remains the same: lasting progress begins with a sound foundation and a system you can follow.
Tyrone Nicol — Author and Creator, The Millennial Debt Escape Plan
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